Instant P2P Transfers
Send money to anyone in Africa or the diaspora instantly via phone number or email. Low fees, real-time delivery.
Pan-African Mobile Money
Send money across Africa and beyond. Low fees. One world.
Owo Payment connects Africa and its diaspora with instant transfers, multi-currency wallets, and seamless bill payments — all with the lowest fees in the market.
5
African currencies
6
Languages supported
< $1
Transfer fees
Currency Converter
LiveXOF
West African CFA
KES
Kenyan Shilling
NGN
Nigerian Naira
GHS
Ghanaian Cedi
ZAR
South African Rand
Built for Africa, designed for the world
Whether you're sending money home, paying bills, or running a business — Owo Payment makes it fast, affordable, and secure.
Multi-Currency Wallet
Hold and manage XOF, KES, NGN, GHS, and ZAR in one unified wallet with real-time currency conversion.
Secure & Compliant
Bank-grade encryption, KYC verification, fraud detection, and full GDPR compliance keep your money safe.
Simple pricing, no hidden fees
Start free and scale as your needs grow. Transparent pricing for everyone.
Personal
Free
For individuals sending money home or managing personal finances.
- Up to $10,000/month
- 5 currencies
- P2P transfers
- Bill payments
Business
$9/mo
For merchants and small businesses accepting payments across Africa.
- Up to $100,000/month
- Batch payments
- Business analytics
- Priority support
Enterprise
Custom
For organizations with high-volume cross-border payment needs.
- Unlimited transfers
- API access
- Dedicated account manager
- Custom SLAs
Ready to move money across borders?
Join thousands of Africans and diaspora members who trust Owo Payment for fast, affordable, and secure money transfers.
Owo Payment — Pan-African Mobile Money. Low fees. One world. — owopayment.com